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CORPORATE RATING SERVICES

Seven steps in our Rating process:

Prepare:

Step 1 - Customer preparation of data set, based on consolidated accounts

Step 2 - ERH preparation of data set

Assess:

Step 3 - Obtaining the preliminary OK-Score

Step 4 - Verification and analysing

Step 5 - Preliminary rating and outlook

Discuss:

Step 6 - Discussion with Customer prior to issuing final rating report

Report:

Step 7 - Issuing final rating report.